 |
| CONSOLIDATED
STATEMENTS OF CASH FLOWS |
|
|
|
|
| THE
SAIKYO BANK, LTD. AND CONSOLIDATED SUBSIDIARIES FOR THE
YEAR ENDED MARCH 31,2000 |
| |
|
|
|
|
| |
|
|
|
|
| |
|
Millions
of Yen
|
|
Thousands
of
U.S.Dollars
|
| |
|
2000 |
|
2000 |
| CASH FLOWS FROM OPERATING ACTIVITIES: |
|
|
|
|
| INCOME BEFORE INCOME TAXES |
|
\268 |
|
$2,531 |
| ADJUSTMENTS TO RECONCILE NET INCOME (LOSS)
TO NET CASH PROVIDED BY (USED IN) OPERATING ACTIVITIES: |
|
|
|
|
| DEPRECIATION AND AMORTIZATION |
|
369 |
|
3,477 |
| DECREASE (INCREASE) IN RESERVE FOR POSSIBLE
LOAN LOSSES |
|
2,736 |
|
25,776 |
| INCOME FROM INVESTMENTS
TO SUBSIDIARIES |
|
32 |
|
306 |
| INCREASE (DECREASE) IN RESERVE FOR RETIREMENT
BENEFITS |
|
125 |
|
1,182 |
| INTEREST RECEIVED |
|
△
19,281 |
|
△
181,646 |
| INTEREST PAID |
|
4,634 |
|
43,658 |
| SECURITIES LOSSES (GAINS),
NET |
|
1,310 |
|
12,348 |
| FUNDS IN trUST LOSSES (GAINS), NET |
|
△
1,113 |
|
△
10,493 |
| FOREIGN EXCHANGE LOSSES
(GAINS), NET |
|
△
41 |
|
△
389 |
| LOSSES (GAINS) ON SALES OF PREMISES AND
EQUIPMENT, NET |
|
10 |
|
100 |
| DECREASE (INCREASE)
IN LOANS AND BILLS DISCOUNTED |
|
5,491 |
|
51,731 |
| INCREASE (DECREASE) IN DEPOSITS |
|
12,667 |
|
119,333 |
| DECREASE (INCREASE)
IN DUE FROM BANKS, EXCLUDING DUE FROM BANK OF JAPAN |
|
7,192 |
|
67,759 |
| DECREASE (INCREASE) IN CALL LOANS |
|
△
7,289 |
|
△
68,667 |
| INCREASE (DECREASE)
IN CALL MONEY |
|
△
2,312 |
|
△
21,785 |
| DECREASE (INCREASE) IN FOREIGN EXCHANGES
(ASSETS) |
|
253 |
|
2,387 |
| INCREASE (DECREASE)
IN FOREIGN EXCHANGES (LIABILITIES) |
|
0 |
|
△
3 |
| INTEREST INCOME |
|
20,406 |
|
192,246 |
| INTEREST EXPENSES |
|
△
4,952 |
|
△
46,651 |
| OTHERS, NET |
|
△
51
|
|
△
482
|
| |
|
20,457 |
|
192,718 |
| INCOME TAXES |
|
△
1,118
|
|
△
10,540
|
| NET CASH PROVIDED BY
(USED IN) OPERATING ACTIVITIES |
|
19,338 |
|
182,178 |
| |
|
|
|
|
| CASH FLOWS FROM INVESTING ACTIVITIES: |
|
|
|
|
| PURCHASES OF INVESTMENT SECURITIES |
|
△
87,707 |
|
△
826,264 |
| PROCEEDS FROM SALES OF
INVESTMENT SECURITIES |
|
23,715 |
|
223,418 |
| PROCEEDS FROM MATURITIES OF INVESTMENT
SECURITIES |
|
49,890 |
|
470,004 |
| PURCHASES OF FUNDS IN
trUST |
|
△
5,016 |
|
△
47,259 |
| PROCEEDS FROM FUNDS IN trUST |
|
2,046 |
|
19,277 |
| PURCHASES OF PREMISES
AND EQUIPMENT |
|
△
543 |
|
△
5,123 |
| PROCEEDS FROM PREMISES AND EQUIPMENT |
|
128
|
|
1,207
|
| NET CASH PROVIDED BY
(USED IN) INVESTING ACTIVITIES |
|
△
17,487 |
|
△
164,740 |
| |
|
|
|
|
| CASH FLOWS FROM FINANCING ACTIVITIES: |
|
|
|
|
| PROCEEDS FROM ISSUANCE OF COMMON STOCK |
|
7,716 |
|
72,696 |
| CASH
DIVIDENDS PAID |
|
△
269 |
|
△
2,535 |
| PURCHASES OF COMMON STOCK |
|
△
11 |
|
△
105 |
| PROCEEDS FROM COMMON
STOCK |
|
11 |
|
108 |
| OTHERS, NET |
|
△
8
|
|
△
79
|
| NET CASH PROVIDED BY
(USED IN) FINANCING ACTIVITIES |
|
7,439 |
|
70,083 |
| |
|
|
|
|
| EFFECT OF EXCHANGE RATE CHANGES ON CASH
AND CASH EQUIVALENTS |
|
△
2
|
|
△
23
|
| NET INCREASE
(DECREASE) OF CASH AND CASH EQUIVALENTS |
|
9,287 |
|
87,498 |
| CASH AND CASH EQUIVALENTS AT BEGINNING
OF YEAR |
|
16,351
|
|
154,041
|
| CASH AND CASH EQUIVALENTS
AT END OF YEAR |
|
\25,639 |
|
$241,539 |
| (SEE ACCOMPANYING NOTES.) |
|
|
|
|
|
|
|
